Boat & Watercraft Insurance
Owning a boat or personal watercraft is all about enjoying the open water, whether you're fishing, sailing, or simply cruising. However, just like any other valuable asset, your watercraft needs protection from the unexpected. At Saurer Insurance Agency, we offer comprehensive Boat & Watercraft Insurance that covers a wide range of vessels, from speedboats and sailboats to jet skis and yachts. Our policies are designed to give you peace of mind, knowing that you’re protected both on and off the water.
F E A T U R E S
Coverage Options
Liability Coverage
Protects you from financial loss if you’re responsible for an accident that causes bodily injury or property damage to others. This essential coverage ensures that you’re protected from costly lawsuits and claims.
Collision Coverage
Pays for repairs or replacement if your boat is damaged in a collision with another vessel or object. Whether it’s a minor bump at the dock or a more serious incident, this coverage helps get you back on the water
Comprehensive Coverage
Protects your boat or watercraft from non-collision-related events such as theft, vandalism, fire, and weather-related damage. This coverage ensures your vessel is protected even when it’s docked or stored.
Fuel Spill Liability Coverage
Covers the cost of cleanup if your boat accidentally leaks fuel into the water. This coverage is essential for protecting you from the financial and environmental consequences of a fuel spill.
Towing and Assistance Coverage
Offers 24/7 help if your boat breaks down on the water. This coverage includes towing to the nearest repair facility and assistance with other on-water emergencies, ensuring you’re never stranded.
Wreck Removal Coverage
Covers the cost of removing your boat if it sinks or is damaged beyond repair in a covered incident. This coverage ensures you’re not left with significant expenses for salvage or removal.

Navigate the Waters with Confidence Today
At Saurer Insurance Agency, we’re committed to helping you enjoy your time on the water with confidence. Our expert agents are here to help you choose the right coverage options to protect your boat, passengers, and personal belongings.