Flood Insurance   

Flooding is one of the most common and costly natural disasters, and it can happen almost anywhere. Unfortunately, standard homeowners insurance doesn’t cover flood damage, making specialized Flood Insurance essential for protecting your property. At Saurer Insurance Agency, we offer comprehensive Flood Insurance designed to cover your home, belongings, and other structures from the devastating effects of flooding.

F E A T U R E S

Coverage Options

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Building Property Coverage

Protects the physical structure of your home, including walls, floors, electrical and plumbing systems, and foundation, from flood damage. This coverage helps pay for repairs or rebuilding after a flood.

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Personal Property Coverage

Covers the cost of replacing personal belongings such as furniture, appliances, electronics, and clothing that are damaged or destroyed by floodwaters. This ensures you can recover your possessions without a significant financial burden.

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Loss of Use Coverage

Provides financial assistance for temporary living expenses if your home becomes uninhabitable due to flood damage. This coverage includes costs like hotel stays, meals, and additional living expenses while your home is being repaired.

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Flood-Related Mold Damage Coverage

Covers the cost of removing and treating mold that may develop as a result of floodwaters. Mold can cause serious health issues and structural damage, so this coverage is vital for maintaining a safe home environment.

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Rebuilding and Code Upgrade Coverage

Covers the cost of bringing your home up to current building codes during repairs or rebuilding after a flood. This ensures that your home meets all safety and construction standards, even if codes have changed since your home was built.

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Detached Structures Coverage

Covers damage to structures on your property that are not attached to your home, such as detached garages, sheds, and gazebos. This ensures that all buildings on your property are protected from flood damage.

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Protect Your Home from Rising Waters

At Saurer Insurance Agency, we understand the risks associated with flooding and are dedicated to helping you protect your home and belongings. Our knowledgeable agents are here to help you choose the right Flood Insurance coverage to ensure you’re fully prepared.

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