Homeowners Insurance
At Saurer Insurance Agency, we understand that your home is more than just a place to live—it's a sanctuary, a reflection of your personal style, and a significant investment. Our homeowners insurance is designed to protect not just your house, but also the things that matter most to you. Whether you own a house, condo, or townhouse, our comprehensive coverage options ensure you're safeguarded against a variety of risks. Explore the coverage options below to see how we can help you keep your home and belongings secure.
F E A T U R E S
Coverage Options
Dwelling Protection
This covers the structure of your home against damage from covered perils like fire, wind, or vandalism. If your home is damaged or destroyed, dwelling protection helps pay for repairs or rebuilding.
Liability Protection
Shields you from financial loss if someone is injured on your property or if you accidentally damage someone else's property. This coverage includes legal fees and medical expenses.
Other Structures Coverage
Provides protection for structures on your property that aren't attached to your home, like garages, sheds, fences, and guest houses, ensuring they are covered in case of damage.
Personal Property Coverage
Covers your personal belongings, including furniture, electronics, clothing, and more, against theft, damage, or loss. Your cherished items are protected, whether they're in your home or with you on the go.
Additional Living Expenses (ALE)
If a covered event makes your home temporarily uninhabitable, this coverage helps with the costs of living elsewhere, such as hotel bills, restaurant meals, and other necessary expenses.
Medical Payments to Others
Offers coverage for minor medical expenses if a guest is injured on your property, regardless of who is at fault. This coverage is designed to prevent small injuries from becoming big legal issues.
Ready to Protect Your Home?
At Saurer Insurance Agency, we are committed to helping you find the right coverage for your unique needs. Our expert agents are here to guide you every step of the way, ensuring that you have the protection you deserve.