Umbrella Insurance
Life is full of surprises, and while your standard insurance policies provide essential protection, they may not cover everything. That’s where Umbrella Insurance comes in. At Saurer Insurance Agency, we offer Umbrella Insurance policies designed to give you an extra layer of protection, safeguarding your assets and future from unexpected and costly liability claims.
F E A T U R E S
Coverage Options
Personal Liability Extension
Expands the liability coverage limits of your existing homeowners, auto, or renters insurance policies. If a claim exceeds your primary insurance limits, your umbrella policy steps in to cover the difference.
Worldwide Coverage
Offers protection no matter where you are in the world. Whether you’re traveling for business or pleasure, your umbrella policy ensures you’re covered against liability claims abroad.
Rental Property Coverage
If you own rental properties, umbrella insurance provides additional liability coverage beyond your landlord policy. This helps protect your assets if a tenant or visitor sues for injuries or damages.
Protection Against Major Lawsuits
Covers legal fees, court costs, and settlement amounts if you’re sued for damages that go beyond your primary insurance. This includes incidents like personal injury claims, property damage, or defamation.
Coverage for Slander and Libel
Protects you against lawsuits related to defamation, slander, or libel, which are often not covered under standard liability policies. This is especially important in our digital age where misunderstandings can quickly escalate.
Broader Coverage Gaps
Covers certain claims that may not be included in your standard policies, such as false arrest, malicious prosecution, or invasion of privacy. It’s comprehensive protection for life’s unexpected twists and turns.
Ready for Extra Peace of Mind?
At Saurer Insurance Agency, our goal is to make sure you’re fully protected from life’s uncertainties. Umbrella Insurance is a crucial step in ensuring your financial security and protecting what you’ve worked so hard to build.