Business Interruption Insurance 

Loss of Income Coverage

Compensates for lost revenue during the period your business is unable to operate due to a covered event. This coverage helps replace income that would have been earned if the interruption hadn’t occurred.

Civil Authority Coverage

Provides financial support if your business is forced to close due to government actions, such as evacuation orders or mandatory closures, following a covered peril.

Property Damage Coverage

Covers financial losses resulting from property damage to your business location. This includes loss of income due to damage from events like fires, floods, or storms.

Utility Services Coverage

Protects against losses caused by the failure of essential utility services, such as electricity, water, or gas. This ensures that your business is covered if utility disruptions impact your ability to operate.

Contingent Business Interruption Coverage

Covers losses resulting from disruptions to your suppliers or key customers. If your suppliers are unable to deliver goods or services, or if your customers are unable to buy from you, this coverage helps mitigate the financial impact.

Loss of Profits Coverage

Provides compensation for lost profits during the period of interruption. This ensures you’re not financially penalized for delays in revenue generation due to covered events.