Earthquake Insurance 

Earthquakes are unpredictable and can cause significant damage to your home and property in just a matter of seconds. While standard homeowners insurance typically doesn’t cover earthquake damage, having a specialized Earthquake Insurance policy can provide you with the protection you need. At Saurer Insurance Agency, we offer comprehensive Earthquake Insurance that helps you recover from the financial impact of an earthquake, ensuring that your home and possessions are covered.

F E A T U R E S

Coverage Options

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Dwelling Coverage

Protects the structure of your home, including the foundation, walls, and roof, from earthquake damage. This coverage helps pay for repairs or rebuilding if your home is damaged or destroyed by an earthquake.

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Personal Property Coverage

Covers the cost of replacing personal belongings inside your home, such as furniture, electronics, and clothing, if they are damaged or destroyed by an earthquake. This ensures you can replace your possessions without financial strain.

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Loss of Use Coverage

Provides financial assistance for temporary living expenses if your home becomes uninhabitable due to earthquake damage. This coverage includes costs like hotel stays, meals, and additional living expenses while your home is being repaired.

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Other Structures Coverage

Covers damage to structures on your property that are not attached to your home, such as detached garages, sheds, fences, and guest houses. This ensures that all structures on your property are protected.

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Debris Removal Coverage

Pays for the cost of removing debris and rubble from your property after an earthquake. This coverage is essential for clearing the way for repairs and rebuilding efforts.

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Building Code Upgrade Coverage

Covers the cost of bringing your home up to current building codes during repairs or rebuilding after an earthquake. This ensures that your home meets all safety and construction standards, even if codes have changed since your home was built.

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Protect Your Home Before Disaster Strikes

At Saurer Insurance Agency, we understand the unique risks posed by earthquakes and are committed to helping you protect your home and family. Our expert agents are here to help you choose the right coverage options to ensure you’re fully prepared for the unexpected.

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